Available for work

Nftalem Arega

Full-Stack Software Engineer

3+ years building enterprise fintech & banking systems. Specializing in Spring Boot, Next.js, USSD payments, KYC/AML, and high-availability microservices.

3 positions28 skills4 projects

Projects

USSD Push Payment Platform

Full-stack banking platform enabling secure mobile-initiated USSD transactions with merchant management.

Spring BootNext.jsRabbitMQPostgreSQL

Developer Portal

API gateway portal exposing internal banking APIs to third-party fintech partners with onboarding flows.

Next.jsSpring BootREST APIs

Remittance Mobile App

Secure international money transfer application with E2E encryption and multi-factor authentication.

React NativeNode.jsSecurity

KYC / Fayda Integration

Biometric identity verification system integrated with Ethiopia's national Fayda ID for KYC compliance.

Spring BootKYC/AMLBiometrics

Experience

Full-Stack Software Engineer

ZamZam Bank S.C

Sep 1, 2024 — Present

Core banking fintech solutions for one of Ethiopia's leading Islamic banks.

  • ▸Architected and delivered a USSD Push Payment platform with full Merchant Management, enabling secure mobile-initiated transactions across the bank's customer base.
  • ▸Built a Developer Portal to expose internal APIs to third-party fintech partners, accelerating integration onboarding and reducing support overhead.
  • ▸Implemented a Single Sign-On (SSO) solution across multiple internal applications, improving security posture and user experience.
  • ▸Led the Fayda national ID harmonization initiative, deeply integrating biometric identity data with the bank's KYC workflows to ensure regulatory compliance.
  • ▸Developed a secure Remittance Mobile Application with end-to-end encryption and multi-factor authentication, supporting international money transfer services.
  • ▸Built the USSD Push Payment platform and full-stack banking modules using Next.js and Spring Boot, with RESTful API integration for real-time transaction processing.
  • ▸Implemented RabbitMQ message queues for asynchronous processing, improving system reliability and decoupling microservice communication.

Full-Stack Developer (Part-Time)

Blackrock Solution PLC

Feb 1, 2023 — Jul 1, 2024

Software consultancy delivering custom web and automation solutions for enterprise clients.

  • ▸Developed and maintained scalable web applications using React, Node.js, and PostgreSQL, ensuring high availability and performance.
  • ▸Designed and deployed Telegram bots to automate client workflows and enhance user engagement on digital platforms.
  • ▸Integrated SMS notification functionality with Monday.com, enabling automated project status alerts and reducing manual follow-up overhead.
  • ▸Collaborated with cross-functional teams across the full SDLC — from requirements gathering and design reviews to deployment and post-launch monitoring.

Backend Developer (Part-Time)

Trust ICT Solution

Jul 1, 2023 — Oct 1, 2023

Contract role focused on backend systems and database-driven application development.

  • ▸Developed RESTful backend services using Flask and Node.js for data-intensive applications.
  • ▸Designed and implemented efficient, scalable data models based on cross-functional requirements, optimizing database architecture for application performance.

Skills

Languages

TypeScriptexpertJavaScriptexpertJavaadvancedPythonadvancedCintermediate

Domain Knowledge

Fintech / Banking SystemsexpertUSSD PaymentsadvancedKYC/AMLadvancedSSO/OAuth2advancedRemittanceadvancedAPI Gateway Designadvanced

Frontend

Next.jsexpertReact.jsexpertTailwind CSSadvanced

Backend

Node.jsadvancedSpring BootadvancedNestJSadvancedFlaskintermediateDjangointermediate

Databases

PostgreSQLadvancedMongoDBadvancedMySQLadvancedOracle DBintermediate

Tools & Platforms

RabbitMQintermediateDockerintermediateGitadvancedJestintermediateREST APIsexpert

Education

Addis Ababa Science and Technology University

Bachelor of Engineering · Electrical and Computer Engineering

Sep 1, 2019 — Jun 1, 2024

ALX Holberton Software Engineering

Specialization · Software Engineering

May 1, 2022 — Jun 1, 2023

Certifications

ALX Software Engineering Certificate

ALX / Holberton School

Jun 1, 2023

Achievements

🏆

USSD Push Payment Platform

Feature Delivery

Architected and delivered a full USSD Push Payment platform with Merchant Management at ZamZam Bank, enabling secure mobile-initiated transactions.

Jan 1, 2025

🏆

Fayda National ID Integration

Compliance

Led the Fayda national ID harmonization initiative, integrating biometric identity data with KYC workflows for regulatory compliance.

Mar 1, 2025

🏆

Developer Portal Launch

Platform

Built a Developer Portal exposing internal APIs to third-party fintech partners, accelerating integration onboarding.

Dec 1, 2024

🏆

ALX Software Engineering Graduate

Education

Completed the intensive ALX Holberton Software Engineering specialization program.

Jun 1, 2023

Interested in working together?

I'm open to new opportunities. Let's talk about your project.